Terms of Use

Mortgage Strategy Lab · Last updated June 11, 2026

1. Who may use this tool

Access is by invitation only, for licensed mortgage professionals approved by the Provider. The “Provider” is the Canadian corporation that owns and operates this tool and the mortgagestrategylab.com service; anyone administering the tool (including the Admin) does so on the Provider’s behalf, not in any personal capacity. Your access is personal — don’t share your sign-in, and don’t provide access to others.

2. What this tool is

An informational comparison of lender rates and broker compensation for readvanceable mortgage products, assembled from lender-published rate sheets and related materials. It is a working aid for licensed professionals — not advice to consumers, and not a rate commitment by any lender.

3. Verify before relying

Rates, compensation figures, and calculations are estimates that can be out of date or wrong. Confirm with the lender before quoting a client or committing to anything. You are responsible for what you communicate.

4. No client personal information

This tool is deliberately PII-free. Do not enter names, addresses, or any information identifying a client anywhere in it.

5. Ownership

The tool — its software, design, calculations, and configuration — remains the exclusive property of the Provider. Use grants you no licence or rights beyond signed-in use of the hosted service.

6. Availability and changes

This is beta software: it may change, break, or be withdrawn, and access may be revoked, at any time without notice.

7. No warranty; limited liability

The tool is provided “as is”, without warranties of any kind. To the maximum extent permitted by law, the Provider is not liable for any loss arising from use of, or reliance on, the tool.

8. Changes to these terms

These terms may be updated; continued use after a change means you accept the updated terms. These terms are governed by the laws of Ontario, Canada. Questions: contact the Admin.

By signing in, you agree to these Terms of Use.  ·  Back to sign-in